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Cash Offer Calculator

See how cash buyers calculate an offer, using your own numbers. This is the same math most investors use, often called the 70% rule.

Most investors use 65% to 75%. Competition between several buyers pushes this higher.
After-repair value$400,000
x 70%$280,000
Minus repairs-$40,000

Estimated cash offer

$220,000 to $260,000

An estimate only, not an offer. Real offers depend on condition, location, title and timing. Getting offers from several buyers is the best way to find the top price.

Get Real Offers

Compare with listing: net proceeds calculator

How the 70% rule works

Investors who buy houses for cash usually pay about 70% of the after-repair value, minus the cost of repairs. The remaining 30% covers closing and holding costs, selling costs when they resell, financing and their profit. On a house worth $400,000 after repairs that needs $40,000 of work, that rule suggests an offer near $240,000.

The percentage is not fixed. In competitive markets, for houses that need little work, or when several buyers compete, offers often land higher. That is why 247CashBuyer shares your property with many buyers instead of one.

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